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Preface

Dr. Shanker Adawal

The interest of every individual to know his financial status has inspired me to write this book. This is a part of the Encyclopedia captioned as `Wealth & Prosperity’. It is the seventh book in the encyclopedia series.

We have in this book tried to explain the combinations of wealth with an eye for the reader to understand the principles that decipher the quantum of wealth.

In the beginning we have given a large number of examples which show the combinations that are instrumental in giving wealth. We have also outlined the combinations that generate wealth.

From the third chapter onwards we embark upon analyzing a horoscope on the promise it holds for wealth and prosperity. It starts with explaining the impact of Signs and houses on there propensity as wealth providers.

In basic predictive astrology the ascendant, second, fifth, ninth and eleventh house play critical role in predicting the wealth quantum. There are six chapters we have dedicated in the book explaining the impact of planets in houses and the placement of lords of ascendant, second, fifth, ninth and eleventh in different houses. In details the results have been written. This is the first basic principle that has to be understood and has been dealt at length.

In over hundred pages after explaining the impact of the placement of wealth giving houses we have explained the various Yoga’s that give wealth as well as those leading to poverty and misery. The placement of planets in houses, combinations, exchanges and various combinations that give rise to wealth and status has been dealt in great details. This understanding is important to conclude on the level of wealth that a horoscope indicates.

Also analyzing the Hora Chart, Aroodha Lagna, Indu Lagna and Ashtakvarga for deciphering prosperity have been taken up and explained. Concluding the book we have explained the method to predict or decipher the source of wealth & prosperity. The combinations that give wealth through gambling and speculation have been enumerated.

In this book I have tried to logically explain the predictive techniques that should be adopted in deciphering wealth and prosperity from a horoscope. This book will serve in providing a lot of principles that will help in predicting wealth and prosperity. I am sure it will prove valuable to those learning astrology as well as for the research students and other readers.

Shanker Adawal



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Know About Deeptadi Avasthas

Dr. Shanker Adawal

Differences in Planetary States.

1. Planets have nine states:-

1 Deeptha, 2 Swastha, 3 Munditha, 4 Santha, 5 Hinsa, 6 Dukha, 7 Vikala, 8 Khala, 9 Kopa.

That which occupies deep exaltation is Deeptha,

In his own house Swastha,

In a very friendly house Munditha,

In a friendly house Santha,

In a neutral’s house Hinsa,

In an unfriendly house Dukha,

With a malefic Vikala,

A defeated planet Khala,

In combustion, with the Sun Kopa.

Authors have given results in accordance with the names given

In all sciences there are differences in system and explanation of facts.

2. I have learnt the following as the Avasthas and they seem to be more reasonable:-

1. Deeptha-in exaltation.

2. Swastha-in his own house.

3. Santhoshi or Mudita-in a friendly house.

4. Santha-in beneficial Vargas or divisions

5. Bala-retrograde.

6. Peeda-end of Rasi or sign.

7. Dina-unfriendly sign.

8. Vikala-in combustion.

9. Khala in debilitation.

10. Bheetha-acceleration.

Differences in these can only be pointed out, but it is difficult to say why these differences are created, 
and on what observations these are based.

In the Dasa of a Deeptha planet, the person will have, lordship of land, enthusiasm; courage, wealth, conveyances, happiness, female children, respect of relations, rulers and friends.

In the Dasa of a Swastha planet-he will get wealth and power from a peaceful ruler, happiness, education, reputation, respect, wife and children, and charity.

In the period of Mudita-good clothes, lands, scents, children, wealth, courage, many Puranas, music, charities, carriages, ornaments.

In the Dasa of Santha-happiness, courage, wife, issues, landed property, conveyance, learning, enjoyment, great wealth, respect from rulers, moral instructions.

In the Dasa of Hinsa-he will have changes in residence, hatred of relations, will lead a despicable and mean life, worthless profession, and trouble by various complaints of body and mind.

In the Dukha period-many sorrows on all sides, will have foreign residence and neglected by relations, and suffer from thieves, fires,and displeasure of rulers.

In the Dasa of Vikala planet-derangement, sorrows, death of parents, and losses from children, females; carriages, clothes.

In the Dasa of Khala planet-quarrels with wife and children and separation from them, loss of lands and money from enemies, blame from his own community, and always misery.


In the Dasa of a Kopa planet-he will do many sinful acts, losses in education, reputation, lands, money, females, fines and confiscations and bodily ailments.

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The Planets in Avasthas

Dr. Shanker Adawal

1. The Planet who is situated in a trine or in his exaltation sign is called Garvita.

i) The Planet who is in his friend’s sign, is in conjunction with Jupiter, and is together with or is aspected by a friendly Planet is called Mudita.

ii) The Planet being situated in the 5th House) when in conjunction with Rahu or with either of the Sun, Saturn and Mars is called Lajjita.

iii) The Planet aspected by or enemy Planet or aspected by the Sun is Kshobhita.

2. The Planet who being conjoined or aspected by Saturn or an enemy Planet is situated in an enemy’s sign is Kshubdhita.

i) The Planet who being conjoined or aspected by a Malefic or his enemy Planet is situated, without the aspect of a benefic Planet, in the 4th House is Trashita.

Another version

If the Planet is situated in a watery sign, is aspected by an enemy Planet and is without the aspect of benefic Planets he is called Trashita.

These are the six Avasthas or states of Houses.

3. The Effects of the Avasthas Called Garvita Etc.

i) The Kshudhita and the Kshobhita Planets forcibly destroy the House in which they are situated.

ii) The Mudita and the Garvita Planets strengthen that House (in which they are situated).

iii) The native in whose horoscope there are in the 10th House Lajjit, Trshita or Kshobhita and Kshudhita Planets, becomes penurious or extremely poor.

iv) A Lajjita Planet in the 5th House destroys the native’s son.

v) The native in whose horoscope a Kshobhita or a Trashita Planet is placed in the 7th House, does not have the happiness of his remaining alive for a long time.

4. The Effects of the Garvita Avastha.

The Dasa of a Garvita Planet endows the natives with a new house, a flower garden, royalty or kingship, skill in arts, pride, increase in wealth and trade.

5. The Effects of the Mudita Avastha.

In the Dasa of a Mudita Planet the native gets the happiness of getting a large palatial building, nice clothes, jewels, lands and women, entertainment or enjoyment with his men kinsfolk, living in a royal or kingly house, seeing the destruction of his enemies and the development of his intellect.

6. The Effects of the Lajjita Avastha.

In the Dasa of a Lajjita Planet the native develops atheistic feelings towards Ram (God), suffers the destruction of his intellect, sees the disease of his son, makes useless travel, has interest in a talk relating to a dispute and lack of interest in beneficial or auspicious deeds.

7. The Effects of the Kshobhita Avastha.

In the Dasa of a Kshobhita Planet the native suffers from extreme penury, wickedness of his intellect, destruction of wealth, pain in the leg & feet and destruction of money due to the king’s wrath.

8. The Effects of the Kshudhita Avastha.

In the Dasa of a Kshudhita Planet the native will be subjected to grief, love of worldly objects, weakness due to mental pain caused by trouble falling on the natives, kinsfolk, quarrel or dispute with his enemies, financial loss, destruction of all the powers and the bluntness of the mind and the intellect due to quarrels and disputes.

9. The Effects of the Trashita Avastha.


In the Dasa of a Trashita Planet the native will be subjected to disease and defect because of his contact with his diseased wife and aptitude for wicked or evil deeds, loss of money due to his quarrel or dispute with his own kinsfolk, weakness, pain caused by the wicked deed of a vicious person and constant loss of honour or respect.


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Today's Astral Energy

We men get money & power at say 50 or late fifties - we (mostly) neglect the lady of the house . She pampered your child ego (every man has it) looked after your children, your parents and family. Then when u have it good I have seen and been told by the ladies visiting me for astrology that they are left lonely ( no one to talk, that one movie , a lunch , a holiday and some music / some good words) & the hubby sits with a drink & friends - telling her that she can buy whatever she requires - she lives alone - drowns herself in meditation - talks BUT the emptiness grows & she promises to herself - I will show him his place on retirement - the friends and power are not permanent -believe me she does it - pays him back I the same coin to the minimum -this is the circle of life , relationships and success . This is a story of a normal family but things go worse when relationships on the side develop to take care of the emptiness and the effects if they get exposed. How do we break away - yes - Geeta & the teachings of Shri Krishna are the only way to deal with this or a similar / worse situation in life - drama arising out of complex interactions between the husband - wife - children - family. .

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The Effects of the Avasthas of Ketu

Dr. Shanker Adawal

1. If Ketu being in the Signs of Aries, Taurus, Gemini or Virgo (in any one of these) when in the Shayana avastha, there will be the prosperity of wealth, if he is in other Signs there will the increase of the disease.

2. If Ketu is gone in the Upavesha avastha, there will be the increase of the disease of Ringworm, fear from the band of enemies, the authority, snake and thieves.

3. If Ketu is in the Netrapani avastha, there will remain disease in the eyes, fear of poisonous creatures like snakes etc. and fear from enemy, King’s family, and there will be the destruction of wealth and the natives mind will remain inconstant.

4. If Ketu is in the Prakasa avastha, there will be the increase of grains, and wealth, the native will get honour from the authority, his fame will increase and he will get happiness in foreign lands.

5. If Ketu is in the Gamana avastha, the native will enjoy the wealth of his sons, be in authority or a learned man, get honour from the officials an remain full of wealth.

6. If Ketu is in the Agama avastha, the native will be wicked mind, remain bereft of Lakshmi (wealth), be lustful, be devoid of intelligence and religious deeds and be wrathful and deceitful.

7. If Ketu is in the Sabha avastha the native will be very talkative, proud, miserly and greedy and be skilful in the art of deception.

8. If Ketu is in the Agamana avastha, the native will be the flag bearer of sinful deeds, will always indulge in quarrels and disputes with his brothers, do wickedness and be troubled and oppressed with the enemy and disease.

9. If Ketu is gone in the Bhojana Avastha, the native will always remain troubled with hunger, be penurious, troubled with disease and will wander over the earth.

10. If Ketu is in the Nrityalipsa avastha, the native will always remain in pain due to disease, will not have fixed eyesight (his eye will shake in seeing) will not be defeated by anyone, will be deceitful and will do deeds of wickedness and destruction.

11. If Ketu is in the Kauthuka avastha, the native will be engaged in sports and shows, will have the sexual intercourse with dancer’s and prostitutes, will leave his own home and live in other’s houses, will be of wicked conduct, and being penniless will wander aimlessly.

12. If Ketu is gone in the Nidra avastha, the natives will have much happiness of having grains and wealth, their days will be passed happily with the talks of good qualities and various professions.

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The Effects of the Avasthas of Rahu

Dr. Shanker Adawal

1. If Rahu is in the Shayana avastha, the native will get disease and many kinds of troubles. If Rahu in the above stated Avastha is there in Taurus, Gemini, Virgo, or Aries, the native will continually get much grains and wealth.

2. If Rahu is in the Upavesha avastha, the native will suffer from the disease of ringworm, he will have seat in the official’s Court and get much honour, but he will always remain bereft of the happiness of enjoying wealth.

3. If Rahu is in Netrapani Avastha, the native will have trouble in eyes, trouble from poisonous animals, and enemies, danger of theft, and loss of accumulated wealth.

4. If Rahu is in the Pakasha avastha, the native will be placed in an excellent position, get exceptional fame, there will be the progress of wealth, in the same way the development of good qualities, will be honoured with kingship due to his intelligence and cleverness, his fame will spread, will have shape like that of new clouds, and will get much progress from foreign lands.

5. If Rahu is in the Gamana avastha, the native will have many issues (or children), be a learned men, wealthy, generous, be worshipped by the authority and be the most excellent among men.

6. If Rahu is in the Agamana avastha, the native will be wrathful, will always remain bereft of intellect and wealth, be crooked, miserly and in every way very lustful.

7. If Rahu is gone in the Sabha avastha, the native will be a learned man but he will be miserly, will be endowed with many good qualities and will get the happiness of possessing wealth not enjoying it.

8. If Rahu is in the Agama avastha, the native will always remain restless because of the fear of the enemies, there will be quarrel among the people of his caste, the native may not live in the family, there may be loss of wealth, stupidity and the health may remain poor.

9. If Rahu is gone in the Bhojana avastha, the native will remain restless because of food, that is, he will get food with great difficulty, his intellect will be dull, will have fear in doing some-thing and be bereft of the happiness of wife and sons.

10. If Rahu is in the Nrityalipsa avastha, there will be the increase of serious disease among men, disease in the eyes, the native will have fear of his enemy, and there will be the destruction of wealth and religion.

11. If Rahu is in the Kauthuka avastha, the native will remain devoid of place (land for a house) will always have interest in and love for another person’s wife and will encroach other man’s wealth.


12. If Rahu is in the Nidra avastha the native will be endowed with many good qualities, will have wife (will be married) and sons, be man of fortitude, be full of pride and be very wealthy.

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The Effects of the Avasthas of Saturn

Dr. Shanker Adawal

1. If Saturn is gone in the Shayana avastha, the native will always remain oppressed with hunger and thirst and will always do labour, he will remain diseased in the first age of life and later on he will be most excellent among fortunate persons.

2. If Saturn, the Son of the Sun, is in the Upavesha avastha, the native will always remain troubled due to very fierce enemies, will always destroy his wealth and it is quite certain that he will be very proud and get punishment again and again from the authority.

3. If Saturn is in the Netrapani avastha, the native will be endowed with the excellent Lakshmi or wealth of some other person, get happiness with great love from the authority will have many skills and speak clearly and cleanly.

4. If Saturn is in the Prakasa avastha, the native will know many kinds of qualities, some villages or some wealth will remain in his lordship, will always cut jokes by his witty remarks, have brightness which is very charming, be kind hearted and generous and remain a devotee at the feet of Lord Vishnu.

5. If Saturn is in the Gamana avastha, the native will be extremely wealthy, remain happy and cheerful due to the cheerfulness of his sons, do charity, destroy his enemies, and usurp their lands, be genius among expert and get respect in the administration or court of law.

6. If Saturn is in the Agamana avastha, the native will have the fear of having disease in his feet, bereft of the happiness of son and wife, live in a lonely place under depression and wander over the earth.

7. If Saturn is in the Sabha avastha, the native will always remain happy to possess rows or rosary of gems, gold and pearls, will wear them. The native will be prudent politician and be very influencing.

8. If Saturn is in the Agama avastha, the native will again and again incur disease, have slow walk and in his mind will always remain devoid of begging (that is, he will never beg what may happen).

9. If Saturn is in the Bhojana avastha, the natives will get excellent foods having six kinds of juices, their eyesight will be weak, and their mind and intellect will remain clouded due to lack of knowledge and illusion.

10. If Saturn is in the Nrityalipsa avastha, the native will be a religious minded saint by person and will have much wealth, get honour from the authority be very patient and a man of fortitude and will display great valour and bravery on the battle field.

11. If Saturn is in the Kauthuka avastha, the native will remain prosperous having lands and wealth, be very healthy and have the pleasures with a beautiful wife and be full of the art of decent poetry that is, he should know poetry and feel the pleasure arising from great poetry.


12. If Saturn is gone in the Nidra avastha, the native will always be wealthy, be endowed with excellent qualities, be valorous, will kill even the fiercest enemies and will be clever in having sexual intercourse with high class whores or prostitutes.

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The Effects of the Avasthas of Venus

Dr. Shanker Adawal

1. If Venus is in the Shayana avastha, the native in-spite of being strong, will have disease of teeth, will be wrathful and be bereft off wealth, and will have the addiction of living in the company of whores or prostitutes.

2. If Venus is in the Upavesha avastha, the native will always be possessing new gems and golden jewels, his enemies will be destroyed and his honour from the king will always increase.

3. If Venus being in the Ascendant, the 7th or the 10th House is gone in the Netrapani avastha, the native will lose his eyes, and his wealth will certainly be destroyed. If Venus is in other Houses his residence will always be very big and spacious.

4. If Venus, of Prakasa avastha is in her own Signs (2nd and 7th Signs) in her exaltation sign (12th Sign) or friendly Signs, the native will be a lover of the sport of infatuated elephants and will be endowed with grandeur, be skilful in the arts of poetry and beautification etc. and will have knowledge of Songs and music.

5. If Venus is in the Gamana avastha, the native’s mother will die soon, and due to the fear of his enemy, his lives among his own men and at times will staying away from them.

6. If Venus is in the Agamana avastha, the native will have much wealth, make many pilgrimages, be always courageous and have disease in his hands and feet.

7. If Venus is in the Sabha avastha, the native will acquire the wisdom without much effort as a gift of gap and will be honoured for his knowledge and skill of oration and will know all the good qualities, will kill the band of enemies, be like Kuber, (the good of wealth) in having wealth or will ride on elephants or horses and be excellent among men.

8. If Venus is in the Agama avastha, the natives will not have the procurement of wealth, or will remain penurious, will suffer much loss from their enemies; there will be the destruction of their sons and their own men, fear of some disease, and deprived of the enjoyment (sexual) from their wives.

9. If Venus is gone in the Bhojana avastha, the native will always remain restless due to hunger, that is, he will not be able to bear hunger, be troubled due to disease, be in the anxiety state because of the fear of the enemies. The native receive much wealth from his-in-laws or because of the earning of his wife, be adorned by specialist or learned men.

10. If Venus is in the Nrityalipsa Avastha, the native will have praise worthy knowledge and skill of poetry, his intellect will always remain charming, he will have great skill in playing on musical instruments like conch, flute drum etc. and in vocal music, his wealth will always go on increasing.

11. If Venus is in Kauthuka avastha the native will have grandeur like that of Indra, (the god of gods) will get the greatest excellence on this earth, honour in an assembly or meeting, and he will have charming skill in learning and education, and Lakshmi, the goddess of wealth will honourably and respectfully leave her abode of lotus and will live in his house.


12. If Venus is in the Nidra avastha, the native will always remain a servant to others, be always ready in speaking ill of others, be valorous, be very talkative and will wander over the earth.

Dr. Shanker Adawal
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